Most medical facilities offer lower upfront cash costs to patients who choose to pay cash (or "out-of-pocket") instead of using insurance. On behalf of its members, VURVhealth engages in discussions to obtain EVEN MORE SAVINGS OFF the unpublished cash rate. Because we did the legwork to negotiate the highest reduced costs on your behalf, you'll start saving money the moment you see a healthcare provider from one of our preferred provider networks. There are no waiting periods and you'll have the flexibility to pay as you go!