Dental savings programs present a cost-effective substitute for dental insurance. By enrolling in a VURV dental savings program, you can enjoy discounts of 20%-50% on the standard fees of participating dentists and dental specialists. If you don't receive dental coverage through your employer, are self-employed or retired, or lack insurance, a dental savings program could be an ideal solution – particularly if you require costly dental treatments such as root canals, crowns, braces, or bridges in the near future.