SF Covered MRA is a program that helps make health insurance more affordable for eligible San Francisco residents who purchase health insurance through Covered California. The amount deposited into a SF Covered MRA is intended to cover part of your Covered California health insurance premiums, VURVhealth monthly premiums and other health insurance costs. The SFMRA program is available to those employees who don’t qualify for the SF Covered MRA and instead meet the SF MRA eligibility criteria.